Credit Repair - Hope Financial | Helping Other People Excel

TAKE THE FIRST STEP TO IMPROVE YOUR CREDIT

Is bad credit holding you back from achieving your dream of buying a home, automobile, or qualifying for loans to help fund your dream? If that’s you, then we have a simple, affordable solution to your problem. Ready to get started?

Credit Audit

Get a professional analysis of your credit report to identify opportunities for your credit score improvement

Credit Repair

Remove inaccurate and unverifiable items from your credit report.

Credit Education

Get the tools and tips you need to maintain a lifetime of great credit with video and email training.

About Us

Staying On Top Of The Content Of Your Credit Report Is Vital.

Even minor errors can have significant negative impacts on your ability to get loans, better lending terms, and interest rates but no more worries. With our talented and innovative credit repair services, we take you by hand and walk you through the process of getting the most out of your financials to propel your credit score towards success.

We are committed to your journey to financial freedom to relinquish the confidence into yourself, dependents and lifestyle. We look forward to working with you…where we all meet at the top!

Our Services

What Service We Offer

We work with credit bureaus and creditors to resolve issues with your credit reports. Make sure your credit report is the best it can be.

IDENTIFY & CORRECT CREDIT REPORT ERRORS

We work on your behalf, disputing inaccurate credit report items with the credit bureaus and your creditors. We’ve effectively disputed every kind of problem a credit report can have and we’re waiting to help you now.

CREDIT EDUCATION AND TOOLS

With our tools and experience, we help you make the best of your credit. Understanding all the facts of credit and credit repair can be confusing, so we created this education center to make it easier for you.

MONITORING YOUR CREDIT

In today’s world, identity theft is one of the fastest growing crimes. With our services, we keep you informed of any changes or updates on your credit report and advise you on how the reported items affect your credit.

FAQ's

Popular Questions

With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.

There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 80% of the negative items from a credit report.

Of our clients see their credit score increase 10 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 80 points.

We focus on the correction and removal of all negative inaccurate, incomplete and unverifiable accounts reporting on our clients consumer reports such as – student loans, bankruptcies, repos, medical bills, collections, charge-offs, late payments, judgments, tax liens and, inaccurate erroneous personal information.

Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.

Wondering how we protect your credit worthiness?

Yes, we repair credit reports but also educate clients on how to maintain stellar credit scores after their credit report is restored!

We Help You to Grow Your Credit Score Exponencially

Obtaining a better credit score can seem like a daunting task, especially when you don’t know where to start. We are here to help you reach your credit score goals. Let’s work together to challenge credit report errors and optimize your scores!